Author Archives: Sunlight Insurance

The ‘what, why and how’ of contributing to super

Despite changes to its governing rules, superannuation remains, for most people, a tax-effective environment in which to save for retirement. Here’s a quick Q&A on the ‘what, why and how’ of contributing to superannuation[1] . Why should I contribute to super? Most super contributions and the investment earnings within super funds are taxed at a […]

5 simple techniques to reduce your tax

Benjamin Franklin’s famous uttering “in this world nothing can be said to be certain, except death and taxes” remains as true today as it was in 1789. The one thing that has constantly changed is tax law, and with the many options available to us, taxation doesn’t need to inflict too much pain. Here is […]

Eight tips to save money on your bills

It’s not necessary to make significant changes in your spending habits to achieve your financial goals. Sometimes, it’s simply understanding where you spend money or finding better deals on your current expenses to save money. This article provides 8 tips to save money on your bills so that you can put the savings to better […]

Four financial resolutions to kick start the new year

The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial goals, and here are four practical ways you can kick your year off to a great financial start. Decide […]

Tips for a more sustainable Christmas

While the holiday season brings joy and happiness, it also brings enormous physical and financial waste. This jolly article provides six tips for a sustainable Christmas to help both the environment and your hip pocket. Just as the Grinch stole Christmas, excess spending can reduce our yuletide happiness. Seasonal credit card splurges can create ballooning […]

Getting your estate in order is more important than ever before!

  There are many reasons why having an up-to-date estate plan is so important right now.  Taking the time to get an estate plan in place will ensure your loved ones will be in the best position to deal with your incapacity or death.  It will also reduce the risk of family disputes or the […]

Three simple strategies to rebuild your retirement savings

  Research recently conducted by Colonial First State has revealed that: 45% of Australians are either scared or don’t feel financially confident about retiring. 23% 30-65-year-olds think that they will have to delay retirement due to Covid-19. Covid has caused significant social, emotional, and physical upheaval for many. The good news story however, is that […]