Investment and portfolio building has traditionally been a male-dominated world, but these days more women are trading on the market – and they’re good at it! According to an ASX Australian Investor Study completed in 2020[1], women make up 42% of Australian investors, yet 45% of those only began investing in the previous year. Younger […]
20
May
May
Inflation is one of those words that a whole generation has been able to largely ignore. Until now. With inflation in the US now at about 8.5% and 7.5% in Europe[1], and the Reserve Bank of Australia forecasting our underlying inflation to increase to around 6% in the second half of 2022, just what is […]
13
May
May
Despite changes to its governing rules, superannuation remains, for most people, a tax-effective environment in which to save for retirement. Here’s a quick Q&A on the ‘what, why and how’ of contributing to superannuation[1] . Why should I contribute to super? Most super contributions and the investment earnings within super funds are taxed at a […]
22
Apr
Apr
Benjamin Franklin’s famous uttering “in this world nothing can be said to be certain, except death and taxes” remains as true today as it was in 1789. The one thing that has constantly changed is tax law, and with the many options available to us, taxation doesn’t need to inflict too much pain. Here is […]
18
Feb
Feb
It’s not necessary to make significant changes in your spending habits to achieve your financial goals. Sometimes, it’s simply understanding where you spend money or finding better deals on your current expenses to save money. This article provides 8 tips to save money on your bills so that you can put the savings to better […]
25
Jan
Jan
The dawn of a new year sees many people setting new year’s resolutions such as losing some weight or giving up smoking. Similarly, the beginning of a new year is the ideal time for setting financial goals, and here are four practical ways you can kick your year off to a great financial start. Decide […]
20
Dec
Dec
While the holiday season brings joy and happiness, it also brings enormous physical and financial waste. This jolly article provides six tips for a sustainable Christmas to help both the environment and your hip pocket. Just as the Grinch stole Christmas, excess spending can reduce our yuletide happiness. Seasonal credit card splurges can create ballooning […]
02
Nov
Nov
If you’re working and haven’t yet reached the point of financial independence then income protection insurance should be on your radar. As the name implies, it can help you protect your greatest asset – the ability to earn an income. At the heart of all income protection policies is the promise to pay the policy […]
13
Oct
Oct
There are many reasons why having an up-to-date estate plan is so important right now. Taking the time to get an estate plan in place will ensure your loved ones will be in the best position to deal with your incapacity or death. It will also reduce the risk of family disputes or the […]
19
Sep
Sep
Research recently conducted by Colonial First State has revealed that: 45% of Australians are either scared or don’t feel financially confident about retiring. 23% 30-65-year-olds think that they will have to delay retirement due to Covid-19. Covid has caused significant social, emotional, and physical upheaval for many. The good news story however, is that […]