Category Archives: Financial Advice

Jim and Sharon, a couple in their 40s with two teenage children, were living an active and healthy lifestyle. Their financial plan was straightforward: work hard into their mid-50s, then retire at 60 to travel the world. But one weekend turned their plans upside down. On the way to a kids’ sports event, Jim suddenly […]

During his address on the 2024 Federal Budget, Treasurer Jim Chalmers emphasized, “The number one priority of this government and this Budget is helping Australians with the cost of living”.  But what precisely does this mean? Let’s look into the details of the proposed measures in the 2024 Budget. An average tax cut of $1,888 […]

One of the most frequently asked questions directed at financial advisors is, “How can I increase my retirement savings?” Many individuals dedicate themselves to maximising their savings, often fearing they might outlive their financial resources. While this dedication to saving is commendable, it’s crucial not to become overly consumed by working additional hours or taking […]

 FIRE… Financial Independence, Retire Early. Sounds nice, doesn’t it? It’s easy to see why the FIRE movement is burning hot across the younger generations. The notions of financial independence and early retirement are surely appealing to the majority. But as with most good things, it comes at a price, and it’s important to weigh up […]

Becoming a parent is an exciting time of adjustment and upheaval; how could such a little person create so many changes – and sleepless nights? But lack of sleep shouldn’t be caused by financial worries and reduced household income. When Jessica a florist, and Daniel an IT manager, decided to start a family, like everyone, […]

Looking forward to an enjoyable retirement? Check out our top 10 tips to make sure you’re on track. Tip 1: Take stock How do you want to live in retirement? How much will it cost? Do the numbers. Now, what does your super balance look like? Do the figures meet your expectations? If not, what […]

Investment and portfolio building has traditionally been a male-dominated world, but these days more women are trading on the market – and they’re good at it! According to an ASX Australian Investor Study completed in 2020[1], women make up 42% of Australian investors, yet 45% of those only began investing in the previous year. Younger […]

Inflation is one of those words that a whole generation has been able to largely ignore. Until now. With inflation in the US now at about 8.5% and 7.5% in Europe[1], and the Reserve Bank of Australia forecasting our underlying inflation to increase to around 6% in the second half of 2022, just what is […]

Despite changes to its governing rules, superannuation remains, for most people, a tax-effective environment in which to save for retirement. Here’s a quick Q&A on the ‘what, why and how’ of contributing to superannuation[1] . Why should I contribute to super? Most super contributions and the investment earnings within super funds are taxed at a […]